ABOUT US

ABOUT US

Klapton Insurance Zambia

Klapton Insurance Zambia Limited (KIZ), a Zambian insurance company provides insurance products in Zambia, the region and beyond. KIZ’s main business objective is to serve the end consumer with superior products and insurance service and to promote economic growth by providing insurance through appropriate experience, knowledge and technology. 

Our business core activity lines are focused on SME business, Retail and Surety business. The business model hinges on brokers and direct underwriting to drive the business inflow of activities. KIZ will capitalise and build upon its existing sureties expertise to expand its business footprint both geographically and in the types of products that will be offered to the public. 

Our values of Customer Centricity, Corporate Governance, Integrity, and Togetherness are engrained in our daily activities to make sure that we offer unparalleled services to the people we serve.

What's different about KIZ?

You are in safe hands in every situation. Find the insurance coverage that suits you. We can advise you: no charge, no obligation.

KIZ-digital

KIZ Digital

KIZ has developed a digital platform to enable online purchase of personal and SME insurance policies. Customers are looking for self-service from their financial service providers, and prefer companies that are easy to do business with.

KIZ aims to satisfy these needs in the insurance market by utilising technology based products and processes.

We strive to bring on board a fresh perspective to insurance by defining and undoing the myths around insurance service in Zambia.

  • Review and understand the essence for each policy.
  • Receive a full quotation in just a few minutes
  • Make payments via: Credit Cards, Debit Cards, PayPal, and Mobile Payments.
  • Receive your on-line e-policy.
  • Make updates to your policy.
  • Receive endorsements & notices and renewals.
  • Make claim notifications and track the progress of your claim.

The digital platform is structured to enable online policies sales to cater to emerging insurance needs.

What Do We Stand For?

Our Values

Our values guide the way we do things to ensure we fulfil our vision, mission and objectives.

Customer centricity: We are committed to focusing on meeting the ever-changing customer needs

Integrity: We will be honest in our dealings and ensure accountability to all stakeholders

Corporate Governance: We will ensure that we are compliant with all applicable laws and regulations. We will maintain a strong board and independent committees covering all risk areas of the business.

Togetherness: We will collaborate with our stakeholders in the value chain beginning with our employees, insurers, customers, shareholders, the regulator and the public.

The Board

Dr Leonard Kalinde​

Dr Leonard Kalinde

Dr Leonard Nkole Kalinde is currently a Partner (Banking and Finance and Capital Markets) at Messrs Equitas Legal Practitioners. Among his many academic and professional qualifications holds a Bachelor of Laws (LLB) with Merit from the University of Zambia, a Master’s Degree in International Business Law (LLM) from the Washington College of Law of the American University and a Doctorate of Philosophy (PhD) in International Economic Law from the University of Kent. He is also an Advocate of the High Court for Zambia, a gazetted Public Prosecutor, a Chartered Arbitrator and a Certified Anti-Money Laundering Specialists (CAMS) with the Association of Certified Anti-Money Laundering Specialist.

Dr Kalinde, has over 25 years’ experience at the Zambian legal bar and specialises in the following fields: financial services law; anti-money laundering and terrorist financing law; corporate governance; insolvency and liquidation law; alternative dispute settlement; corporate compliance, risk management; and the law on derivatives; and the law on artificial intelligence.

Dr Kalinde joined the Bank of Zambia in 2001 as Legal Officer in the Bank Secretariat Department before rising to the positions of Senior Legal Officer, Assistant Bank Secretary in charge of litigation and finally Director of the Legal Services Department, which position was later renamed as General Counsel.

As General Counsel, Dr Kalinde was the Chief Legal Advisor to the Bank of Zambia and was responsible for the provision of comprehensive and centralized key in-house legal services to the Bank for all its operational and administrative matters.

He was the chairperson of the Bank of Zambia Legal Reform Committee and also served as the Chairperson of the SADC Committee of Central Bank Governors (CCBG) Legal Committee for six years. Dr Kalinde also previously served as a Lecturer in the School of Law at the University of Zambia and practiced law in a private practice.

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Danny Joffe

Danny Joffe began his career with Aegis Insurance Company in SA in 1996 as a legal advisor after completing his law degree and a Master of Laws in Insurance and Company Law.Danny worked for the Hartford Steam Boiler for three years before joining the Hollard Insurance Company in South Africa, where he currently heads up its legal division in the non-life space.

Danny sits on insurance agents and company boards in South Africa and has specialised in regulatory governance.He is also chair of Aurora, an insurance company in South Africa that specialises in court bonds.

Roseta Mwape-Chabala

Roseta is an Independent Consultant, currently consulting for the World Bank/IFC and other international organizations like the European Union. 
Roseta holds an MSc in International Trade Policy and Trade Law from Lund University and a BA with Education from the University of Zambia.

With over 10 years legal experience, Mr.  Zulu served as Senior Legal Counsel of  the Zambian Central Bank, where his duties included providing legal guidance to the Central Bank in the formulation and implemention of financial laws, policies, procedures and practices. Before joining the Central Bank, he worked as Associate Partner at Tembo Ngulube & Associates while serving as a lecturer at the University of Zambia.

Mr. Lungisani Zulu is currently the President of the Law Association of Zambia as well a member of the Listing Committee of the Lusaka Securities Exchange (LUSE) which is the country’ s premier capital market and also a dignified member of the Council of the Law Association of Zambia. Equally, Lungisani is also a Member of the Chartered Institute of Arbitrators UK, arbitrator and member of Institute of Directors Zambia.

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Cynthia Simeza

Cynthia Simeza

A Chartered Insurer and seasoned professional with over 20 years’ insurance and risk management experience. She holds a Bachelor’s degree from the University of Zambia, holds postgraduate diplomas from the CII (UK) and has undergone executive education courses at the University of Cape Town (GSB). 

She is a Fellow of the Insurance Institute of Zambia, an Associate of the Chartered Insurance Institute (UK) and a member of the Institute of Directors Zambia.

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CFO

Makungu Mulando

Makungu is a Chartered Accountant and Fellow of ACCA (UK), IODZ and ZICA. He is a holder of Master’s in Business Administration from MsM & ESAMI, ACCA(UK), and AAT Diploma (UK) and Stock and Investments Broking. 

He brings expertise in Financial and Management accounting, Anti-Money Laundering, Pension Fund Management, Asset-liability Matching and Corporate and Board governance.

His experience in the Insurance industry of over 30 years covers evaluating of internal control systems &procedures, preparation for external audits with the objective of highlighting shortcomings and implementing necessary recommendations. Resourceful in reviewing financial results; undertaking year-on-year and quarterly comparison of company performance both in terms of the top and bottom line.

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Our Management Team

Cynthia Simeza

Cynthia Simeza

Chief Executive Officer & Managing Director

A Chartered Insurer and seasoned professional with over 20 years’ insurance and risk management experience. She holds a Bachelor’s degree from the University of Zambia, holds postgraduate diplomas from the CII (UK) and has undergone executive education courses at the University of Cape Town (GSB). 

She is a Fellow of the Insurance Institute of Zambia, an Associate of the Chartered Insurance Institute (UK) and a member of the Institute of Directors Zambia.

CFO

Makungu Mulando

Chief Financial Officer

Makungu is a Chartered Accountant and Fellow of ACCA (UK), IODZ and ZICA. He is a holder of Master’s in Business Administration from MsM & ESAMI, ACCA(UK), and AAT Diploma (UK) and Stock and Investments Broking. He brings expertise in Financial and Management accounting, Anti-Money Laundering, Pension Fund Management, Asset-liability Matching and Corporate and Board governance.

His experience in the Insurance industry of over 30 years covers evaluating of internal control systems &procedures, preparation for external audits with the objective of highlighting shortcomings and implementing necessary recommendations. Resourceful in reviewing financial results; undertaking year-on-year and quarterly comparison of company performance both in terms of the top and bottom line.

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Alex Ngandu

Alex Ng'andu

Chief Underwriter

Alex Is a holder of a bachelors degree from the University of Zambia and Cert CII, he is seasoned under writer with over 10 years work experience which spans across Zambia. He has a solid background underwriting various complex risks and offers a whole encompassing view on underwriting as his work experience covers significant exposure to processing complex claims including dispute resolution and relationship management.

He is a champion of new business acquisitions and has 7 years branch management experience. His role in middle management has solidified Alex as a key individual in growth strategy, relationship management & claims handling expertise. His passion and commitment to the development of the Insurance market and active membership in the IIAZ & Chartered Insurance Institute positions him as an avid personality in the Zambian insurance market.

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Mutinta

Mutinta Maswabi Chiseyeng’i

Senior Underwriting Manager

Mutinta is a Chartered Insurer (ACII) with more than 14 years of experience across diverse areas within the insurance industry. She holds a Master of Science in Insurance and Pension Management, along with an Advanced Diploma in Insurance (ACII) from the Chartered Insurance Institute (UK). She is also an Associate member of the Insurance Institute of Zambia.

Over the course of her career, Mutinta has built an extensive background in insurance operations, advancing from a sales executive role to senior management. Her expertise spans underwriting, reinsurance, claims management, customer relationship management, and risk management. Recognised for her strategic vision and leadership strengths, Mutinta is a dynamic force in the insurance sector, driving innovation and excellence.

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