LIABILITY PACKAGE

Protect yourself from the unexpected with our comprehensive Liability Insurance

This policy is designed to provide coverage for legal liabilities that may arise due to professional negligence, bodily injury, death, and third-party property damage associated with specific fields when carrying out professional duties. Whether you’re involved in construction, social activities, health and social work, education, real estate, financial services, hotel and restaurants, legal services, or technology, our policy is tailored to protect you in your chosen field. Stay confidently covered as you navigate the complexities of your profession. With our Liability Insurance, you can focus on excelling in your work, while we take care of safeguarding your professional interests.

Experience the Difference

Cash Settlement

In the event of a claim, we offer a cash settlement option, providing you with the flexibility and convenience to manage the financial aspects promptly.

Receive the funds directly and efficiently address any liabilities or legal obligations you may have.

Flexible Cover

We understand that every profession has unique needs. With our Liability Insurance, you have the flexibility to choose the coverage that aligns with your specific requirements.

We work with you to customize the policy to address the risks inherent in your profession, ensuring comprehensive protection.

Inclusive Policy

Our Liability Insurance is designed to cater to businesses of all sizes.

Whether you’re a large enterprise or a small business, our policy offers inclusive coverage that meets the needs of your organisation. You can rest assured that your professional interests are safeguarded, regardless of the scale of your operations.

Liability Policy

Choose KIZ for your Liability Insurance needs and focus on excelling in your work, knowing that we are dedicated to protecting your professional interests. Experience the peace of mind that comes from having a comprehensive policy tailored to your industry.

Insurance Solutions

Public (Third Party) Liability

Defective Premises
Leased Premises
Tenants Liability

Professional Indemnity

Neglect Error or Omission
Dishonesty of Employees
Intellectual Property Rights

Claim Settlement Process

STEP 1

Notify us of your claim either by phone, email or online within 14 days.

STEP 2

Provide necessary details about the incident.

STEP 3

Cooperate with any investigation conducted by KIZ.

STEP 4

Complete documentation and submit it online here: https://kiz.co.zm/claims

STEP 5

We will review and investigate the claim, providing feedback to you.

STEP 6

Finally, a decision will be made, along with a cash settlement form to be completed if the claim is approved

Documents Required

Liability Claim form provided by KIZ
Incident documentation such as accident reports or police reports and witness statements.
Correspondence records.
Contracts or agreements.
Financial records such as invoices or receipts.
Evidence of product involvement
Medical records

LIABILITY PACKAGE

LIABILITY PACKAGE

Protect yourself from the unexpected with our comprehensive Liability Insurance

Experience the Difference

Cash Settlement

Flexible Cover

Inclusive Policy

Liability Policy

Insurance Solutions

Public (Third Party) Liability

Professional Indemnity

Claim Settlement Process

STEP 1

STEP 2

STEP 3

STEP 4

STEP 5

STEP 6

Documents Required

Privacy Policy

Grievance Procedure

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