We understand that your home is more than just bricks and mortar—it’s where your heart resides. That’s why our domestic package protects both your home and its valuable contents from a from a wide range of unexpected incidents such as fires, flooding, wind storms, theft and impact damage e.g. falling trees. Embrace the freedom to tailor your coverage with our flexible options by building a policy that aligns perfectly with your unique requirements. Trust us to protect your home, because there’s no place like it.
Most people simply cannot afford to rebuild their home and replace everything if there is a disaster. A home insurance policy protects your personal possessions and your property.
Protect against the risk of fire, lightning, explosion and other named perils. Other benefits include cover for fire brigade charges, temporary accommodation, and third-party liability.
A solution for risks to your household contents excluding cell phones, laptops, cameras, and tablets.
We offer a cash settlement option, providing you with flexibility and control when it comes to managing your claims.
This allows you to receive the funds directly, enabling you to handle the necessary repairs or replacements promptly.
At KIZ, we believe in delivering value to our customers. With our Home Insurance, you get more coverage and benefits without compromising on quality.
We strive to offer competitive rates while ensuring you receive comprehensive protection for your home.
Our Home Insurance policy is designed to cover a wide range of risks, providing you with an all-inclusive solution.
We understand the importance of protecting your home and its contents from various perils, and our policy ensures comprehensive coverage without any hidden surprises.
You are in safe hands in every situation. Find the insurance coverage that suits you. We can advise you: no charge, no obligation.
Is an insurance product that protects you against damage to domestic buildings resulting from fire, lightening, explosion, flood and impact damage among others. There are a number of standard additional benefits such as temporary accommodation, fire brigade charges and third party liability.
Is an insurance product for damage to your household contents – typically furniture and contents of a home.
Enjoy these benefits as part of our insurance coverage; ensuring your peace of mind and protection of your home.
Loss of or damage to the dwelling house / building as a result of; fire, subsidence, theft, storm, flood, impact by animals or vehicles, alternative accommodation, fire brigade charges and liability to other people.
Loss of or damage to household contents as a result of; fire, lightning, explosion, earthquake, theft and accidental damage.
Loss of or damage to any motorboat, ski boat, or wet bike that includes the hull, engines, machinery, equipment, standard fittings, and accessories that would ordinarily be sold with it is referred to as a watercraft.
All risks loss of or damage to personal belongings that are often removed from the home and belong to the insured or any members of their household e.g. clothing, jewellery, phones, camera equipment, and travel bags and specified in the policy schedule from perils not otherwise excluded.
Personal accident covers any nominated members of your home for death or disability caused directly by an accident anywhere in the globe, as long as death or disability happens within 12 months after the accident.
Notify us of your claim either by phone, email or online within 14 days. For fire claims, it is important to notify Emergency Services and KIZ as soon as possible.
Schedule an inspection with a claims adjuster.
Provide necessary information and details about the incident.
Complete documentation and submit it online here: https://kiz.co.zm/claims
We will review and investigate the claim, providing feedback to you.
Finally, a decision will be made, along with a cash settlement form to be completed if the claim is approved.
Klapton Insurance ZambiaUnit 8B, 1st Floor, Pangaea Business Park, Great East Road, Lusaka, Zambia
Tel: +260 979 152636
Design by CHISENGA