HOME INSURANCE
HOME INSURANCE
Safeguard your cherished haven and ensure peace of mind with our extraordinary home insurance
We understand that your home is more than just bricks and mortar—it’s where your heart resides. That’s why our domestic package protects both your home and its valuable contents from a from a wide range of unexpected incidents such as fires, flooding, wind storms, theft and impact damage e.g. falling trees. Embrace the freedom to tailor your coverage with our flexible options by building a policy that aligns perfectly with your unique requirements. Trust us to protect your home, because there’s no place like it.
Home Insurance
Most people simply cannot afford to rebuild their home and replace everything if there is a disaster. A home insurance policy protects your personal possessions and your property.
Experience the Difference
Home Insurance Policies
You are in safe hands in every situation. Find the insurance coverage that suits you. We can advise you: no charge, no obligation.
Home Owners
Is an insurance product that protects you against damage to domestic buildings resulting from fire, lightening, explosion, flood and impact damage among others. There are a number of standard additional benefits such as temporary accommodation, fire brigade charges and third party liability.
Household Contents
Is an insurance product for damage to your household contents – typically furniture and contents of a home.
Cover & Benefits
Enjoy these benefits as part of our insurance coverage; ensuring your peace of mind and protection of your home.
Loss or Damage to House
Loss of or damage to the dwelling house / building as a result of; fire, subsidence, theft, storm, flood, impact by animals or vehicles, alternative accommodation, fire brigade charges and liability to other people.
Loss or Damage to Contents
Loss of or damage to household contents as a result of; fire, lightning, explosion, earthquake, theft and accidental damage.
Watercraft Cover
Loss of or damage to any motorboat, ski boat, or wet bike that includes the hull, engines, machinery, equipment, standard fittings, and accessories that would ordinarily be sold with it is referred to as a watercraft.
Personal Belongings All Risks Cover
All risks loss of or damage to personal belongings that are often removed from the home and belong to the insured or any members of their household e.g. clothing, jewellery, phones, camera equipment, and travel bags and specified in the policy schedule from perils not otherwise excluded.
Personal Accident Cover
Personal accident covers any nominated members of your home for death or disability caused directly by an accident anywhere in the globe, as long as death or disability happens within 12 months after the accident.
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Claim Settlement Process
STEP 1
Notify us of your claim either by phone, email or online within 14 days. For fire claims, it is important to notify Emergency Services and KIZ as soon as possible.
STEP 2
Schedule an inspection with a claims adjuster.
STEP 3
Provide necessary information and details about the incident.
STEP 4
Complete documentation and submit it online here: https://kiz.co.zm/claims
STEP 5
We will review and investigate the claim, providing feedback to you.
STEP 6
Finally, a decision will be made, along with a cash settlement form to be completed if the claim is approved.
Documents Required
- Fire Claim Form provided by KIZ
- Proof of ownership for the damaged property
- Photographs or videos of the property before and after the fire
- Receipts, purchase invoices, or proofs of purchase for damaged items
- Police or fire department reports
