Protect you business with our all inclusive SME package policy

Specifically designed to cater to the unique needs of enterprises like yours, this package offers you a comprehensive set of 14 policies to safeguard your operations.

Our tailored packages cover a wide range of essentials, including protection for your building, office contents, loss of profits, loss of income, goods in transit, cash in transit, and the liabilities that may arise from running your business. With this holistic approach, we ensure that every aspect of your business is shielded from potential risks and uncertainties.

Say goodbye to the complexities of managing multiple policies. Our SME package simplifies your insurance needs into one convenient package, providing you with peace of mind and the freedom to focus on growing your business. Embrace the friendly and supportive coverage that aligns perfectly with your SME requirements, because we believe in supporting you every step of the way. Let us be your trusted partner in safeguarding your business ventures, ensuring your success and prosperity for years to come.

Business Insurance

Bundled packages that offer large volume discounts compared to purchasing individual stand-alone covers.

SME Package

Made for companies of under 100 employees with cover for eighteen different risks your business faces every day.

Liability Package

This package is designed for specific industries and occupations that need a focused policy for their trade.


Experience the Difference

SME Package

Build a policy that's right for your business

Choose KIZ as your trusted partner in safeguarding your business ventures. With our SME Package Policy, you can have the peace of mind to focus on what you do best, knowing that your risks are mitigated. Experience the transparency, flexibility, and business-friendly approach we offer to support your success and ensure the long-term prosperity of your business.

What do we cover?

  • Buildings
  • Contents
  • Burglary
  • Loss of Profits (must be purchased with sections A, B, C)
  • Loss of Income (must be purchased with sections A, B, C)
  • Goods In Transit
  • Cash In Transit
  • Political, Terrorism, Strikes & Malicious Damage
  • Natural Hazards
  • Earthquake
  • Public Liability
  • Employers Liability
  • Products Liability
  • Professional Indemnity
  • Machinery Breakdown
  • Machinery Break Down Loss of Profits
  • Electronic Equipment


Retail Shops

The biggest cost, and therefore the biggest risk, for most retail businesses is their investment in stock. How would your business cope if there was significant stock loss due to fire, burglary or a natural disaster? 

Build an insurance package that will keep you and your business safe by selecting the elements that are most applicable to you; such as:

Liability Package

This package has identified a defined number of industries and occupations that need a focused number of products suitable in their trade. Below are some occupations that this package is recommended for:



After years of study and experience you’ve managed to establish your own dentist practice; investing in the specialist tools and equipment, and a team of professionals to work with you.

Now you can protect your business and your clients in case of an unfortunate event.

Claim Settlement Process

Documents Required

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